When Bridget Cardigan (Diane Keaton) learns from her laid off husband (Ted Danson) that they’re $286,000 in debt, she looks for work. Her Comp Lit degree and Googling skills are only good for a janitor job at Kansas City branch of the Federal Reserve Bank. There she recruits two co-workers to intercept tattered currency taken out of circulation. Nina (Queen Latifah) switches locks on cartloads of cash en route to the incinerator. While waiting for the elevator, Jackie (Katie Holmes) stuffs handfuls of bills into a nearby garbage can, which is later emptied by Bridget. The trio packs their take in their undergarments, and punch out at the end of their shift with cash no one misses since their employer does not weigh the ashes. Director Callie Khouri (screenwriter of “Thelma and Louise” and director of “Divine Secrets of the Ya-Ya Sisterhood”) and writer Glen Gers withdraw some harmless fun from the original 2001 TV film “Hot Money,” set in the Bank of England. There’s a little silliness about class-consciousness and all-American materialism, but this caper comedy only tenders three well-off actresses on recess. With Stephen Root, Christopher McDonald, Roger Cross, Adam Rothenberg and Finesse Mitchell. 104m. (Bill Stamets)